6 Ways to Get Cheap Motorcycle Insurance

Owning a motorcycle, whether it’s your first bike or the 10th, can be an incredibly rewarding experience; however, owning one isn’t cheap. Between insurance, registration fees, maintenance costs, and more, you can easily spend hundreds of dollars each year on your bike alone. That’s why it’s important to make smart choices when it comes to motorcycle insurance so you can avoid overpaying and save as much money as possible.

1) Choose Your Bike Wisely

There are things you can do to have cheap motorcycle insurance. One is to choose your bike wisely. You're more likely to get into an accident on a sports bike than a cruiser, so insurers will charge you more for coverage. If you want to save money, pick a bike that's less likely to get damaged or stolen.

2) Consider Grouping Bikes Into One Policy

Motorcycles are a popular mode of transportation, but they can be expensive to insure. Here are seven ways you can get cheap motorcycle insurance:

1. Consider grouping your bikes into one policy. This can often result in a discount from your insurer.

2. Ask about discounts. Some insurers offer you discounts for things like taking a safety course or insuring many vehicles with them.

3. Shop around. Don’t to any quote you get.

3) Make Sure You Have Enough Coverage

The first step to getting cheap motorcycle insurance is making sure you have enough coverage. The minimum amount of liability insurance in most states is $25,000 per person and $50,000 per accident. 

However, this can not be enough coverage if have a  serious accident. You may want to consider purchasing more than the minimum amount of coverage.

4) Decide on Deductibles

One of the most important decisions you'll make when shopping for motorcycle insurance is how much you want your deductible to be. A higher deductible means lower premiums, and also means will pay more if you have an accident. 

5) Check for Discounts

There are a few ways that you can get discounts on your motorcycle insurance. One way is to take a motorcycle safety course.

 Another way is to join a motorcycle club or association. You can also have discounts for bundling your motorcycle insurance with other types of insurance, like likhomeowners''rs or renters' insurance. Finally, some insurers offer discounts for paying your premium in full or for setting up automatic payments.

6) Insure Other Vehicles with the Same Company

One way to get cheap motorcycle insurance is to insure other vehicles with the same company. This can help you qualify for discounts and make it easier to manage your coverage. Plus, you'll only have to deal with one insurer if you have a claim.